Excess Casualty Insurance for Hospitality, Restaurant and Real Estate Businesses

• You can get tailored solutions with our robust, easy-to-use endorsements, backed by Chubb’s underwriting, claim management and loss control specialists. 

Your umbrella policy may fail to cover real estate-specific risks. Enhance it with Chubb industry-specific endorsements and coverage tailored for hospitality and real estate.

Coverage Highlights

Benefits

• Industry leading terms and conditions tailored to real estate and hospitality clients

• Admitted coverage

• Underwriting specialists deployed throughout the U.S.

• Claims management expertise in real estate and hospitality risks

• Long term claims-paying capability, supported by a strong balance sheet

• Chubb’s long-standing commitment to provide the highest level of service

Coverage

Specialty coverage extensions for hotel operations and restaurants (with less than 30% liquor receipts), including:

• Broad Form Named Insured

• Products-Completed Operations Coverage for Restaurant Operations

• Liquor Liability Coverage

• Limited Fungi/Bacteria Exclusion – Exceptions for Food and Certain

• Properties

• Third-Party Discrimination Coverage

• Garage Keepers Legal Liability Coverage

• Notice of Occurrence

• Unintentional Failure to Disclose

• Cancellation Amendatory Endorsement

• Non-Owned Watercraft Extension

• Incidental Medical Malpractice

• Pollution – Combination Exception Time Element and Named Peril

• Catastrophe Management Coverage with Food Laboratory Testing - $25,000 Sublimit

Specialty coverage extensions for commercial building owners, investors and managers, including:

• Broad Form Named Insured

• Third-Party Discrimination Coverage

• Garage Keepers Legal Liability Coverage

• Products-Completed Operations Coverage for Restaurant Operations

• Construction (Means and Methods) Professional Services

• Liquor Liability Coverage

• Limited Fungi/Bacteria Exclusion – Exceptions for Food and Certain

•  Properties

• Unintentional Failure to Disclose

• Notice of Occurrence

• Cancellation Amendatory Endorsement

• Non-Owned Watercraft Extension

• Incidental Medical Malpractice

• Pollution – Combination Exception Time Element and Named Peril

• Catastrophe Management Coverage with Food Laboratory Testing - $25,000 Sublimit

Minimums & Limits

• Annual minimum premium starting at $10,000 per policy or $750 per $1 million of limits

Target Clients

Hospitality and Restaurant Segments

• Hotel operations and restaurants (with less than 30% liquor receipts)

• Casual to fine dining restaurants

Real Estate Segments
Commercial building owners, investors and managers

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